401K FALLOUT We can help with your 401k rollovers. A guaranteed 10% Premium Bonus allows you to jump start your way to a secure retirement. Credited on all first year premiums, the Bonus increases your Contract Value by 10% as soon as the annuity contract is issued. There are no waiting periods, vesting schedules or payout requirements to keep the bonus. It is your money-guaranteed.* Retirement today requires more planning than in previous generations. Sources of steady retirement income have changed, as fewer and fewer workers are covered by traditional employer-provided pensions that provide a lifetime benefit. In addition, advances in medicine have resulted in increased longevity—today’s retirees may spend 20, 30 or more years in retirement. Given this landscape, workers nearing retirement face an imminent crisis: how to generate a stream of income that is guaranteed to last throughout retirement. Whether they have access to employment-based retirement plans or not, achieving stable and secure income in retirement is a challenge for many Americans. With the decline of defined benefit plans and increased popularity of defined contribution plans, such as 401(k)s, responsibility for managing retirement savings has shifted from the employer to the individual. Unlike traditional pensions that provide a stream of payments to retirees for life, defined contribution plans typically offer a lump sum that retirees must then manage on their own. With a Fixed indexed Annuity, you will have: Guaranteed minimum interest rate Lifetime Income Benefit Liquidity - up to 10% penalty-free withdrawal Tax-Deferred Contact us for a Free consultation and learn how an Annuity Plan can help meet your retirement goals. Call (707) 344-6062.	The Living Benefits plan... Why is having a Life Insurance so important and should be a part of everyones' financial plans!    SEE VIDEO      LIVING BENEFITS BROCHURE No-Medical Exam Life Insurance Plan today... so your family don't have to suffer financially in the future! A death of a family member is enough weight to carry for surviving loved ones, it need not be more burdening if final expenses are planned for such as funeral costs, cemetery plot, monument, flowers, obituary and other cash expenses which can cost well over $20,000 these days. Don't burden your family with these costs at a time when they already have many concerns! With Foresters PlanRight insurance you can help reduce the worry your family will experience when you die by putting money in place, so that it's available when they need it most. Applying is easy. We will help you complete a simple and easy-to-understand application and personal health review. No medical examinations are required. More Information